Mortgage to Rent Information

The Mortgage to Rent Scheme may be able to help you if you are an owner occupier in mortgage difficulties and you are in danger of having your house repossessed. The Scottish Government (formerly Communities Scotland) can arrange for a housing association, such as Clydebank HA, to buy your home and for you to continue to live there as a tenant paying a social rent. Funding may be available to the landlord so that any necessary repairs can be made to the property and you can be charged a social rent.

Mortgage to Rent will not be the best option for everyone.  There is also Mortgage to Shared Equity (you can find details here).  To find out if it is right for your situation you should seek advice. You must get advice before you apply. You can get advice from a number of sources including Citizens Advice Scotland, Money Advice Scotland and Consumer Credit Counselling Service (CCCS). These sources will be able to tell you what your options are and discuss them with you.

If you want to know more about the scheme please contact the office. 

For your information, contact details for those agencies listed above are shown here:

West Dunbartonshire Citizens Advice Bureau
Clydebank Extension
34 Alexander Street, Clydebank G81 1RZ
Tel: 0141 435 7590
Fax: 0141 435 7591

Money Advice Scotland
Tel: 0141 572 0237
Email: info@moneyadvicescotland.org.uk
Web: www.moneyadvicescotland.org.uk

Consumer Credit Counselling Service (CCCS)
Tel: 0800 138 1111 (8am to 8pm Monday to Friday)
Web: www.cccs.co.uk
Add: Wade House, Merrion Centre, Leeds LS2 8NG